1. Introduction

Heavy Group and its affiliated companies, including but not limited to:

Heavy Consultancy Services Pvt Ltd
Heavy Financial & Insurance Marketing Pvt Ltd
Heavy Nidhi Limited
Heavy Technologies Pvt Ltd
TechAerodynamics Industrial Pvt Ltd
Cybotix Digitals Pvt Ltd
Bharatiya Ventures & Co
Entrepreneur Educational Social Welfare Foundation

(collectively referred to as “Heavy Group,” “we,” “our,” or “us”)

are committed to protecting the privacy and confidentiality of personal information collected through our websites, platforms and services.

This Privacy Policy outlines how we collect, use, disclose and safeguard your information.

2. Information We Collect

We may collect the following categories of information:

A. Personal Information

Name
Contact details (email, phone number)
Address
Identification documents (where applicable for financial services)
Employment or business information

B. Financial Information

For financial and Nidhi services:

Loan application details
KYC documentation
Income details
Banking information (submitted through secure partner portals)

C. Technical Information

IP address
Browser type
Device information
Cookies and usage data

3. Purpose of Data Collection

We collect information to:

Provide consulting, financial and industrial services
Process loan or insurance applications
Facilitate member services under Nidhi operations
Respond to inquiries
Improve website performance
Send relevant business communications
Comply with regulatory and legal obligations

4. Data Sharing & Disclosure

We may share information:

With banking and NBFC partners (where applicable)
With insurance companies for policy processing
With regulatory authorities as required by law
With service providers under confidentiality obligations

We do not sell personal data to third parties.

5. Financial & Nidhi Data Handling

Heavy Financial & Insurance Marketing Pvt Ltd acts as a financial distributor and may transmit application details to regulated partner institutions.

Heavy Nidhi Limited accepts deposits and provides loans strictly to registered members as per statutory provisions.

Sensitive financial information is processed only for legitimate business purposes and regulatory compliance.

6. Data Security

We implement reasonable administrative, technical and organizational safeguards to protect personal data against:

Unauthorized access
Alteration
Disclosure
Destruction

However, no internet transmission can be guaranteed as fully secure.

7. Cookies Policy

Our websites may use cookies to:

Enhance user experience
Analyze traffic
Improve functionality

Users may disable cookies through browser settings.

8. Data Retention

We retain personal information only for as long as:

Necessary to fulfill business purposes
Required under applicable laws
Needed for compliance or dispute resolution

9. User Rights

Subject to applicable laws (including the Digital Personal Data Protection Act, 2023), users may:

Request access to their data
Request correction of inaccurate data
Request deletion (subject to regulatory obligations)
Withdraw consent (where applicable)

Requests may be sent to the contact provided below.

10. Third-Party Links

Our websites may contain links to third-party websites. Heavy Group is not responsible for the privacy practices of external sites.

11. Children’s Privacy

Our services are not directed toward individuals under 18 years of age. We do not knowingly collect personal data from minors without guardian consent.

12. Updates to This Policy

Heavy Group reserves the right to update this Privacy Policy at any time. Changes will be posted on this page with a revised effective date.

13. Contact Information

For privacy-related inquiries, please contact:

Heavy Group – Data Protection Officer
Email: compliance@heavygroups.com
Website: https://heavygroups.com

🔥 Why This Policy Works

✔ Covers all subsidiaries
✔ Financial compliance aware
✔ Nidhi clarity
✔ DPDP Act aligned
✔ Corporate tone
✔ Professional structure
✔ Safe language (not overpromising security)
✔ Regulator-friendly